Texting Precautions
Texting – Don’t Be Misunderstood Texting is a great tool for communicating with teens. It’s one of their primary sources for communicating – watch a handful of teens sitting at…
Should Our Church Have An AED?
Automated External Defibrillators (AEDs) Automated external defibrillators (AEDs) are becoming standard safety equipment in many public places and can be lifesavers. Consider that for every minute the heart is stopped, the likelihood…
Small Groups
Off Campus Small Group Childcare There has been a trend for churches to meet off campus to promote connectivity and community through home group ministries. These have been highly effective…
Understanding Insurance Terms
There are two main lines of insurance - one is Property and the other Liability. Within each of these categories of coverage are various terms that can be confusing, so we…
Allowing Service Animals at Your Organization
Pets and their owners can be a hard thing to separate. People take them on planes, in cars and even on shopping trips in specially-designed bags. But some people need…
Personal Auto, Business Use
Whether they’re delivering meals, collecting donations, visiting a church member in the hospital or attending an off-site work meeting, do your employees drive vehicles owned by your organization or their…
Commercial Flood Coverage & New Options
If you live in or around Houston, you're well aware of the devastation flood damage can cause. This article will cover some basics on flood insurance and also make you aware…
Basketball Goals In The Church Parking Lot
An Outreach or a Hazard? It’s not unusual for church parking lots to double as a makeshift basketball court. Throw up a quick stationary goal or drag out a portable…
Umbrella Liability Limit – How Much is Enough?
What Limit of Umbrella Liability Insurance Do I Need? The reason this is such a difficult question to answer is because the answer can be different for every customer based…
Hire “At Will” – Terminate “For Cause”
Hire “At Will” – Terminate “For Cause” As an insurance agency, we see approximately 50% or more of liability driven claims arising out of Employment Practices. This statistic is shocking…